Payments Consulting Network has been providing strategic advisory and market research services to the financial services and payments sectors since 2013. Our consulting network has presence across Australia, Canada, Philippines, Singapore, South Africa, UK, and USA. Each of our consultants has between 10-40 years of payments industry experience and are specialists in their respective areas of expertise.

Areas of industry focus include merchant acquiring and online payments; ATM acquiring and deployment; card issuing; real-time payments; mobile payments; and the infrastructure that supports payments processing.

The firm’s client base includes leading financial institutions, card schemes, payments processors, retailers, not-for-profits, ATM deployers, international consulting firms, industry associations, and service providers to the payments industry.

 

Paul Clifford Psychology has partnered with Amrop Carmichael Fisher for over a decade, providing psychometric assessment services that strengthen talent selection and onboarding. We are organisational psychologists with deep expertise in personality, organisational behaviour and mental health. Using tools such as Facet5 and cognitive ability assessments, we help organisations accurately measure candidates’ personality, problem solving ability and thinking style.

Our assessments give clients greater confidence in candidates’ fit and performance potential. The insights also guide sharper follow up questions and confident selection decisions. We support organisations in applying results effectively during onboarding to drive engagement, development, wellbeing and sustained performance.

 

Merchant Advisory (previously Merchant Pricing Hub) supports organisations of all sizes lower the cost of payments acceptance and optimise the customer payments experience – instore and online. Areas of focus include the retail, hospitality, tourism, and not-for-profit sectors.

We support clients to enable least-cost routing and consider both price and non-price criteria such as systems reliability/redundancy, support for alternate payment methods, global reach, the customer checkout experience, authorisation rates, fraud management, reporting flexibility, settlement timeframes, chargeback levels and the product innovation roadmap.

Our proprietary tools and industry knowledge allow us to cut through the complexity to meet the unique needs of each client. Services include payments optimisation reviews, pricing comparisons, request for proposals, card scheme strategic merchant rate negotiations and consulting services.